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LPL Financial Form CRS

Your Bank (“Financial Institution") provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html.

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Pioneer Bank, National Association, Pioneer Wealth Management, and Hudson Financial are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Pioneer Wealth Management and Hudson Financial, and may also be employees of Pioneer Bank, National Association. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Pioneer Bank, National Association, Pioneer Wealth Management, or Hudson Financial. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency

Not Bank Guaranteed

Not Bank Deposits or Obligations

May Lose Value

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